Compare your home equity options in about 60 seconds
Answer 11 quick questions and get matched with a licensed loan officer. See what you may qualify for, with no credit check and no obligation.
First, what's your name?
So we know who we're helping.
Your info is encrypted and never sold.
HomeEquityMatch is a matching service, not a lender. We don't make credit decisions or pull your credit.
How it works
Tell us about your home
Answer 11 short questions about your home, your mortgage, and what you'd like to do. Takes about 60 seconds.
We find your match
We pair you with a licensed loan officer based on your state, your numbers, and your goals.
Compare your options
Your match calls or texts to walk you through home equity options and what you may qualify for. Free, and no obligation.
Why a match beats one quote
About 60 seconds
11 short questions. Most people finish in about a minute.
No credit impact
Your credit range is self-reported. We don't run any credit check.
Licensed loan officers
Every match holds an active license you can verify.
No cost to you
Free to get matched. Lending partners pay us, not you.
No credit check
Your score doesn't move. Checking your options here has no credit impact.
Verified and licensed
Look up any loan officer's license at nmlsconsumeraccess.org.
Common questions
Is this a loan application?
No. The quiz is a request to be matched with a licensed loan officer so you can compare options. Nothing goes to a lender's underwriting system and no credit is pulled. If you later want a loan, you'd apply directly with the lender you choose.
Will this affect my credit score?
No. We don't run any credit check, hard or soft. Your credit range is whatever you tell us. A lender only pulls credit later, with your permission, if you decide to move forward with them.
Who will contact me?
One or more licensed loan officers from our lending partner network, by phone or text. They'll give you their name, company, and license number, which you can check at nmlsconsumeraccess.org.
What does it cost?
Nothing. The quiz and the match are free for homeowners. Our lending partners pay us, so you don't.
What is a HELOC?
A HELOC is a home equity line of credit. It lets you borrow against the equity in your home, the part you own outright, and works a bit like a credit card with a set limit. You draw what you need during the draw period and pay interest on what you use, not on the full limit.
How do you make money? Do you sell my data?
Lending partners pay us when we make a match. That keeps the service free for homeowners. We share your details with your match so they can contact you, and under some state privacy laws that sharing counts as a "sale," which you can opt out of any time on our Do Not Sell page. Full details are in our Privacy Policy.